FOR BUYERS
Buying a home in Charlotte County and the nearby community of North Port, Florida is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. My services and experience range from financial aid to helping you find the home that best suits you and your family.
For your convenience, I also provide listings by email. I can send you VIRTUAL TOURS to view. I pride myself on repeat business and hope you'll come to understand why.
How I Can Help
Before you start looking
Closing Costs
- Assure that you see all the properties in the Port Charlotte, FL area that meet your criteria.
- Guide you through the entire home buying process, from finding homes in Port Charlotte to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- We can also assist you with finding the best REALTOR to sell your present home--no matter where you live.
- ERA Mortgage will pre-qualify you by telephone in 20 minutes with no obligation to use their services. Ask us for the number.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowners' insurance, loan interest, real estate taxes, and and if applicable, private mortgage insurance.
- PLEASE, be aware that "mortgage brokers" do charge you for finding you a loan--and their fees can be outrageous! Beware of TV and internet lenders. It is best to sit across the table from your loan officer.
Find out how much your closing costs could be.
Fees vary. Shop and compare fees. Some fees are "hidden" until the day of closing. Review your costs and question your loan officer for full details.
